The European Union has unveiled a strategy to improve access to finance for young and new farmers, recognising that affordable credit is a key barrier to agricultural renewal. The plan builds on a 2025 CAP Network assessment that mapped national financial instruments, highlighting successful models such as public guarantee schemes, dedicated agricultural loan funds and public–private blended instruments that lower interest rates and extend maturities. The strategy introduces a Young Farmers’ Starter Pack, expands guarantee mechanisms, establishes dedicated loan schemes under the CAP after 2027, and strengthens ties with the European Investment Bank to tailor rural development instruments. It also calls for better monitoring through the European Semester and capacity‑building programmes to help farmers prepare viable business plans and utilise existing financial tools.
© European Union Adapted from https://www.europa.eu , licensed under CC BY‑4.0 (https://creativecommons.org/licenses/by/4.0/ ).
https://agriculture.ec.europa.eu/media/news/access-finance-unlocking-investment-europes-next-generation-farmers-2025-12-02_en
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