On January 2, 2026, the Federal Deposit Insurance Corporation (FDIC) issued a list of state nonmember banks that were recently examined for compliance with the Community Reinvestment Act (CRA). The list shows the evaluation ratings that the FDIC assigned to each institution in October 2025. The CRA, enacted in 1977, requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including low‑ and moderate‑income neighborhoods, while maintaining safe and sound operations. The consolidated list is available online, and hard copies can be requested from the FDIC’s Public Information Center in Arlington, VA. An individual bank’s CRA evaluation can be obtained directly from the bank, which is required by law to provide the material, or from the FDIC’s Public Information Center.
https://www.fdic.gov/news/press-releases/2026/fdic-issues-list-banks-examined-cra-compliance
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