The 12-month EURIBOR, the official mortgage market reference rate, remained at 2.245% in January, reflecting a 0.280 percentage point decrease from the same period last year. This rate, used by lenders to determine mortgage interest rates, shows continuity in the official benchmark for the Spanish mortgage market. The Bank of Spain reported the figure as part of its regular update on key financial indicators. The stability of the rate suggests sustained conditions in the mortgage lending sector, though annual comparisons highlight broader trends in interest rate movements.
© Banco de España 2009.
Summary adapted from material on the Banco de España website (https://www.bde.es ).
https://www.bde.es/wbe/en/noticias-eventos/actualidad-banco-espana/notas-banco-espana/el-euribor-se-situa-en-el-2245-en-enero.html
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