The Federal Deposit Insurance Corporation (FDIC) on April 3, 2026 released a list of state‑member banks that were recently evaluated for compliance with the Community Reinvestment Act (CRA). The list shows the ratings the FDIC assigned to each institution in its January 2026 examinations. The CRA, enacted in 1977, requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including low‑ and moderate‑income neighborhoods, while maintaining safe and sound operations. Under the 1989 Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA), the public must be able to access these evaluations for any bank examined on or after July 1, 1990. The FDIC provides a consolidated list of all state non‑member banks evaluated since that date, which can be obtained online or by contacting the Public Information Center. Individual bank CRA evaluations are available from the bank or the FDIC’s Public Information Center.
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