The Federal Deposit Insurance Corporation (FDIC) released a list of state nonmember banks that were recently evaluated for compliance with the Community Reinvestment Act (CRA). The list contains the evaluation ratings assigned to institutions in February 2026. The CRA, a 1977 law, requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including low‑ and moderate‑income neighborhoods, while maintaining safe and sound operations. Under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), Congress mandated that the evaluation and rating for each bank or thrift examined on or after July 1, 1990 be made public. A consolidated list of all state nonmember banks whose evaluations have been published since July 1, 1990, along with each bank’s rating, can be obtained from the FDIC’s Public Information Center or from the bank itself.
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