On June 30, 2026, the Federal Reserve Board, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency released the 2026 list of distressed or underserved nonmetropolitan middle‑income geographies eligible for Community Reinvestment Act (CRA) credit. The list identifies areas where revitalization or stabilization activities may receive CRA consideration for 12 months after publication. Designations are based on local economic indicators such as unemployment, poverty, and population changes. The agencies apply a one‑year lag for areas removed from the 2025 list. The full PDF list and methodology documents are available online. The release follows a process that evaluates socioeconomic data to identify regions where banks can contribute to community development through CRA programs.
Made by AI. If you spot anything of concern write us at contact@cybach.com. We’ll promptly correct irregularities.