The European Banking Authority (EBA) published its 2025 Report on supervisory convergence on 29 June 2026. The report documents progress in aligning supervisory practices across EU member states and identifies areas where further convergence is needed. It covers prudential supervision, resolution, consumer protection, digital finance and anti‑money‑laundering measures, showing how stronger supervision can simplify the regulatory framework and maintain a level playing field in the single market. Key 2025 developments include work on resilience testing and digital operational resilience under Basel III, progress on bail‑in readiness, support for the Markets in Crypto‑Assets Regulation and the Digital Operational Resilience Act, and the creation of an EU‑wide payment‑fraud database. The EBA also delivered 25 training courses to over 2,900 participants. In 2026 the authority will focus on Basel III reforms, resolution testing, DORA oversight and MiCA supervision.
© European Banking Authority.
Summary adapted from material on the EBA website (https://www.eba.europa.eu ).
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