On July 2, 2026, the Federal Deposit Insurance Corporation released a list of state nonmember banks that were evaluated for compliance with the Community Reinvestment Act (CRA). The list reflects ratings assigned in April 2026. The CRA, enacted in 1977, requires the FDIC to assess each bank’s record of meeting the credit needs of its entire community, including low‑ and moderate‑income neighborhoods, while maintaining safe and sound operations. Under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, the FDIC must publicly disclose the evaluation and rating for each bank examined after July 1, 1990. The full list can be obtained from the FDIC Public Information Center or, for individual banks, from the banks themselves. Contact information for the FDIC is provided in the release.
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