ECB statistical data released on 3 July shows that households’ financial investment rose 2.8 % year‑on‑year in the euro‑area’s first quarter of 2026, a higher rate than the 2.6 % recorded in the previous quarter. Household gross disposable income grew 3.0 %, while consumption expenditure stayed at 3.6 %, keeping the gross saving rate at 14.5 %. Gross non‑financial investment, largely housing, increased 4.3 %, and loans to households grew 2.9 %. Financial investment was driven by a 5.1 % jump in pension schemes and 3.8 % growth in debt securities, with other components unchanged. Net worth rose 3.9 %, slowed by a 3.3 % increase in housing wealth. Non‑financial corporations’ net value added fell to 1.4 %, and gross operating surplus fell to –0.8 %. Financing remained at 1.5 %.
© European Central Bank, 2025.
Summary derived from the ECB website (https://www.ecb.europa.eu ).
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