Euro area net saving totaled €902 billion in the four quarters to Q1 2026, little changed from €900 billion in the previous quarter. Household debt-to-income ratio remained at 81.0%, while non-financial corporations’ (NFCs) debt-to-GDP ratio fell to 65.6% from 67.1% a year earlier. Net lending to the rest of the world rose to €307 billion, driven by lower non-financial investment and stable net saving. Households increased net lending by €97 billion, while NFCs’ net lending rose €21 billion. Financial corporations’ net lending decreased by €87 billion. Household debt-to-GDP ratio declined to 50.3% from 50.6% in Q1 2025. Pension scheme conversions in the Netherlands influenced capital transfers, affecting net lending between sectors.
© European Central Bank, 2025.
Summary derived from the ECB website (https://www.ecb.europa.eu ).
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