Euro area bank interest rates for corporate loans rose in June 2026, with the composite cost-of-borrowing indicator increasing by 15 basis points to 3.79%. Rates for new corporate deposits with agreed maturity rose 17 basis points to 2.21%, while overnight corporate deposits increased 6 basis points to 0.59%. Household mortgage rates remained largely unchanged at 3.51%, though consumption loans saw a 12 basis point drop to 7.50%. New household deposits with up to one-year maturity rose 11 basis points to 2.03%, while overnight deposits stayed at 0.28%. The ECB noted revisions to prior period data and emphasized that composite indicators reflect weighted averages of new business volumes, not monthly fluctuations. Full statistics and breakdowns are available via the ECB Data Portal.
© European Central Bank, 2025.
Summary derived from the ECB website (https://www.ecb.europa.eu ).
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