IRS Announces Unchanged Interest Rates for Fourth Quarter of 2026

The IRS announced that interest rates will remain unchanged for the calendar quarter beginning October 1, 2026. For individuals, overpayment rates will be 7% annually (compounded daily), while underpayment rates will be 7%. Corporations will face 6% for overpayments and 9% for large corporate underpayments. A portion of corporate overpayments exceeding $10,000 will carry a 4.5% rate. Rates are calculated using the federal short-term rate plus specified percentages. The rates apply to taxes owed or overpaid during the quarter. The federal short-term rate used was determined in July 2026. Details appear in Revenue Ruling 2026-15, published in Internal Revenue Bulletin 2026-36 on August 31, 2026.

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