Insurance Payouts for Homes and Villas Drop in 2025, Business Claims Rise

Insurance payouts for home and villa damage decreased by 13% in 2025, the second consecutive year of decline after a 16% drop in 2024. Payouts for business and property insurance rose 12.5%, driven by costly events like fires and storms. Total insurance payouts reached 95 billion kronor, up 2.6% year-on-year. Malcolm Svensson Rothmaier noted that business claims typically involve larger sums. Meanwhile, insurers’ assets hit a record 675 billion kronor, up 3.2% from 2024. Life insurance and pension funds saw a 8.7% drop in technical results to 283 billion kronor, though their assets grew 5.4% to 7,493 billion kronor.

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